Below, you can see sample monthly premiums for each of the plans for an individual and a couple.Legal and Privacy | Non-Discrimination Notice | 83ġSource: MetLife, MetLife’s 20th Annual U.S. To help you get started finding your best cheap health insurance policy, we identified the cheapest Silver plan in each county in the state. However, in Pittsburgh, residents would pay $349 for their cheapest option, which comes from Highmark Inc. For example, the cheapest Silver plan in Philadelphia is the Keystone HMO Silver Proactive Essential, which costs $389 per month for a 40-year-old in the county. The insurers and health insurance plans available on the Pennsylvania health insurance marketplace will vary depending on the county where you live. offers the absolute cheapest plan in the state for each metal tier, making it a great choice for affordable health insurance. Lower-tier plans, such as Bronze and Catastrophic plans, often have lower monthly premiums, but your expenses will be much higher if you need medical care due to the high cost-sharing features.Īmong these insurers, Highmark Inc. Bronze and Catastrophic plans: Best for young, healthy people with savings In addition, if you have a lower-income household, Silver plans are eligible for cost-sharing reduction (CSR) subsidies, meaning you may qualify for even more affordable deductibles, copays and coinsurance.
Generally, Silver health insurance plans have lower out-of-pocket costs than Bronze plans but cheaper monthly premiums than Gold or Platinum policies. If you're looking for a middle ground - health insurance with both affordable premiums and out-of-pocket expenses - we typically recommend looking at Silver plans. Silver plans: Best for average medical costs or people with low incomes
Therefore, they're typically a more cost-effective option if you expect to have high medical expenses or ongoing health needs.įor instance, people who regularly take medication may want to consider Gold plans that have cheap out-of-pocket expenses for prescription drugs.
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